HDFC Bank Exclusive Lifetime Free Credit Card Offer: All You Need to Know
Apply for HDFC Bank’s lifetime free credit cards, including Millennia and Diners Club Privilege, between Dec 17, 2024, and Jan 16, 2025. Enjoy unmatched benefits and rewards.
HDFC Bank is offering an exciting limited-period deal on several of its popular credit cards. From December 17, 2024, to January 16, 2025, select credit cards, including Millennia, Diners Club Privilege, Biz Grow, PIXEL Play, and PIXEL Go, are available as lifetime free. Additionally, the Regalia Gold Credit Card is offered free for the first year during this promotional period.
Key Details of the Offer
- The lifetime free offer applies only to applications made via HDFC Bank’s platform during the specified period.
- Previously, the bank extended similar offers during the festival season for credit cards like Swiggy HDFC Bank, Tata Neu Plus HDFC Bank, and Tata Neu Infinity HDFC Bank, which are valid until December 31, 2024.
Eligibility and Fee Waivers for Lifetime Free Credit Cards
Each credit card comes with specific eligibility criteria and joining fee waiver conditions:
Millennia Credit Card
- Eligibility:
- Salaried: ₹35,000 monthly income
- Self-employed: ITR of ₹6 lakh/year
- Fee: ₹1,000/year, waived on annual spending of ₹1 lakh
Diners Club Privilege Credit Card
- Eligibility:
- Salaried: ₹35,000 monthly income
- Self-employed: ITR of ₹6 lakh/year
- Fee: ₹1,000/year, waived on annual spending of ₹3 lakh
READ MORE: Your Path to Financial Freedom: Maximize Returns with NPS Today
Biz Grow Credit Card
- Eligibility:
- Self-employed: ITR of ₹6 lakh/year
- Fee: ₹500/year, waived on annual spending of ₹1 lakh
PIXEL Play Credit Card
- Eligibility:
- Salaried: ₹25,000 monthly income
- Self-employed: ITR of ₹6 lakh/year
- Fee: ₹500/year, waived on annual spending of ₹1 lakh
PIXEL Go Credit Card
- Eligibility:
- Salaried: ₹8,000 monthly income
- Self-employed: ITR of ₹6 lakh/year
- Fee: ₹250/year, waived on annual spending of ₹50,000
READ MORE: How to Invest in SIPs for Higher Returns and Financial Success
Benefits and Rewards
Millennia Credit Card
- 5% cashback on popular platforms like Amazon, Flipkart, Swiggy, Zomato, Uber, and others.
- 1% cashback on all other eligible spends (except fuel).
- Gift vouchers worth ₹1,000 for quarterly spends of ₹1 lakh.
Diners Club Privilege Credit Card
- ‘Buy 1 Get 1 Free’ on BookMyShow tickets.
- 5X reward points on Swiggy and Zomato.
- Complimentary annual memberships for Swiggy One and Times Prime.
- Vouchers worth ₹1,500 from Marriott, Decathlon, and more for quarterly spends of ₹1.5 lakh.
- 8 complimentary airport lounge visits worldwide.
READ MORE: How to Build a ₹1 Crore Education Fund for Your Child in 10 Years
Biz Grow Credit Card
- 10X cashpoints on select payments like GST, utility bills, and more via PayZapp and SmartPay.
- 2,000 bonus cashpoints for quarterly spends of ₹1 lakh.
- 1% fuel surcharge waiver.
PIXEL Play Credit Card
- 5% cashback on two chosen categories like dining, travel, grocery, electronics, or fashion.
- 3% cashback on one e-commerce platform (Amazon, Flipkart, or PayZapp).
- Customizable card design and billing cycle.
PIXEL Go Credit Card
- 1% unlimited cashback on all eligible spends.
- Dining discounts of up to 25% on Swiggy Dineout partner restaurants.
- Flexible EMI options for shopping.
Don’t Miss Out
This limited-time offer by HDFC Bank is a fantastic opportunity to enjoy premium credit card benefits with zero or minimal fees. Apply now to take advantage of the lifetime free cards and enhance your financial journey!
READ MORE: How to Transfer Sukanya Samriddhi Yojana (SSY) Account from Post Office to Bank
Disclaimer: The information provided in this article is for general informational purposes only. It is not intended as financial or legal advice. Please consult your financial advisor before making any decisions.